Legal Document

fi99 Terms & Conditions

Please read these terms and conditions carefully before using the fi99 platform. This document defines your rights and responsibilities.

Last Updated: January 2026  |  Applicable Territory: Bangladesh  |  Language: Bengali
1

Introduction & Eligibility

fi99 (hereinafter referred to as "Platform", "we", or "fi99") is an online gaming platform providing services to users in Bangladesh. By opening an account, playing games, placing bets, or using any service through our website or mobile version, you automatically agree to these terms and conditions.

If you disagree with any part of these terms, please stop using the platform. fi99 reserves the right to amend these terms at any time, and continued use of the platform after any changes constitutes acceptance of the updated terms.

Eligibility Requirements

  • You must be at least 21 years of age.
  • You must be a resident of Bangladesh and legally entitled to use this service.
  • Only one account per person is permitted.
  • You must operate the account in your own name and for yourself — playing on behalf of a third party is prohibited.
  • fi99 employees or their close relatives may not participate on this platform.
2

Account Registration & Verification

To open an account at fi99, you must provide accurate and truthful information. Providing false or incomplete information may result in temporary suspension or permanent closure of the account.

Identity Verification

fi99 reserves the right to verify your identity, age, and address at any time. A copy of your national ID card, passport, or driving licence may be requested for verification. Withdrawals may be held pending completion of verification.

Account Security

Keep your login credentials (username and password) confidential. Report any unauthorised access or suspicious activity on your account to our support team immediately. Giving a third party access to your account is prohibited.

Account Closure

fi99 may suspend or close an account without prior notice in the event of a breach of the terms. If you wish to close your account voluntarily, contact support — any remaining balance will be returned after verification.

Multiple Accounts

Only one account per person is permitted. If multiple accounts are detected from the same device, IP address, or payment method, all associated accounts will be closed and all bonuses will be forfeited.

3

Deposits, Withdrawals & Payment Methods

fi99 supports the most widely used mobile and banking payment methods in Bangladesh. All financial transactions are secured with SSL encryption.

Item Deposit Withdrawal
Minimum Amount ৳200 ৳500
Average Processing Time Instant 30 minutes to 3 hours
Supported Methods bKash, Nagad, Rocket, Upay, Bank Transfer
Currency Bangladeshi Taka (৳ BDT)

About Bank Transfers

For deposits and withdrawals via bank transfer, Dutch-Bangla Bank, BRAC Bank, Islami Bank Bangladesh, and other scheduled commercial banks can be used. Processing times for bank transfers may vary depending on the bank.

Payment Method Consistency

For security purposes, withdrawals are generally processed through the same method used for the deposit. fi99 follows strict anti-money laundering rules and reserves the right to request additional information or documents where necessary.

Important: Only use payment methods registered in your own name. Transactions from third-party accounts are prohibited and may result in account closure.
4

Bonuses & Promotional Offers

fi99 offers various bonuses and promotional offers for its registered members. Specific terms apply to each offer and must be followed.

Welcome Bonus

New members receive a 200% bonus on their first deposit, up to ৳10,000. For example: deposit ৳1,000 and receive a ৳2,000 bonus, giving you ৳3,000 to play with. Depositing ৳12,000 or more earns the maximum ৳10,000 bonus, bringing your total balance to ৳22,000.

Wagering Requirements

A 20x wagering requirement applies to the welcome bonus. Wagering is calculated on the bonus amount only. Example: if you receive a ৳2,000 bonus, you must place a total of ৳40,000 in bets (৳2,000 × 20) before withdrawing bonus winnings.

General Bonus Rules

  • Each bonus applies once per account — bonuses cannot be claimed through multiple accounts.
  • If any betting restriction is breached while a bonus is active, the bonus may be cancelled.
  • fi99 reserves the right to modify, suspend, or withdraw any bonus at any time.
  • If bonus abuse is suspected, fi99 may investigate and cancel the bonus if necessary.
  • Bonus funds cannot be transferred to another account.
5

VIP Program & Cashback

fi99's VIP program has three tiers. You can move up to a higher tier based on your activity and regularity.

Bronze Tier

Weekly cashback of up to 0.3%. Entry-level tier for regular players.

Silver Tier

Weekly cashback of up to 0.7%. Available upon promotion from Bronze.

Gold Tier

Weekly cashback of up to 1.0%. The highest-benefit tier on the platform.

VIP Terms

  • Cashback is calculated weekly and credited to your account.
  • fi99 reserves the right to modify VIP benefits at any time.
  • VIP status may be revoked in cases of terms violation or account fraud.
  • A minimum balance must be met to withdraw cashback.
6

Gaming Rules & Fair Play

fi99 is committed to ensuring a fair and transparent gaming environment for all users. All games available on the platform are provided by reputable game providers such as Pragmatic Play, Evolution Gaming, JILI, PG Soft, and Spribe.

Prohibited Activities

  • Using any kind of bot or automated software.
  • Exploiting game glitches or bugs for an advantage.
  • Collaborative betting or ring gaming.
  • Unauthorised access to the platform's systems.
  • Money laundering or any illegal financial activity.

Technical Issues

If a game is left incomplete due to a disconnection or server issue, fi99 will review the game logs before making a decision. If an incorrect amount was paid out due to a clear technical error, fi99 reserves the right to correct it.

Sports Betting Rules

fi99 allows betting on various sports including cricket, football, and kabaddi. Once a bet is placed and the event has started, it generally cannot be changed or cancelled. If an event is cancelled, the corresponding bet amount will be refunded. fi99's rules apply to incomplete events.

7

Privacy & Data Protection

fi99 places the highest importance on protecting your personal information. Please read our Privacy Policy to learn more about how your data is collected, used, and protected.

Data Storage

Your account information, transaction history, and gaming data are stored on secure servers. This information is not sold to third parties. Data may be shared when required by law or upon request from a financial institution.

Cookies & Tracking

fi99 uses cookies to improve the user experience. By using our platform, you consent to the use of cookies. Disabling cookies via your browser settings may cause some services to not function properly.

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Responsible Gaming & Limit Setting

fi99 takes responsible gaming seriously. We believe gaming is a form of entertainment and should not become a problem. Visit our Responsible Gaming page to learn more.

Self-Control Tools

  • Set deposit limits — daily, weekly, or monthly.
  • Set betting limits.
  • Take a temporary break (cooling-off period).
  • Apply permanent self-exclusion — this request is irreversible.
  • Contact support to request any changes to your limits.
Warning: Gambling can be addictive. For ages 21 and above only. Seek professional help if you are experiencing problems.
9

Intellectual Property & Content Use

All content on the fi99 platform — logos, designs, software, text, and graphics — is protected under the intellectual property rights of fi99 or its licensors. Using, reproducing, or distributing this content without prior written permission from fi99 is prohibited.

User Permissions & Restrictions

  • Viewing platform content for personal and non-commercial purposes is permitted.
  • Copying, modifying, or redistributing content is prohibited.
  • Using the fi99 brand name or logo without permission is prohibited.
  • Reverse engineering or decompiling the platform's software is prohibited.
10

Limitation of Liability

The fi99 platform is provided on an "as is" basis. We cannot guarantee uninterrupted availability of the platform. The service may be temporarily unavailable due to maintenance, technical issues, or unforeseen circumstances.

Liability Limits

fi99 is not liable for any indirect, incidental, or consequential damages. For direct damages, our maximum liability is limited to the amount you have deposited during the relevant period.

Dispute Resolution

In the event of a dispute, please contact our support team first. If a resolution cannot be reached through discussion, an arbitration process will be followed. fi99's decision will be considered final.

11

Changes & Termination of Agreement

Changes to Terms

fi99 may update these terms at any time. Users will be notified of significant changes via email or a notification on the platform. Continued use of the platform after any changes constitutes acceptance of the updated terms.

Termination of Agreement

Either party may terminate this agreement. fi99 reserves the right to close an account without notice in the event of a breach of the terms. Clauses relating to payments, liability, and intellectual property will remain in effect after termination.

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Contact & Support

If you have any questions or comments about these terms and conditions, please contact the fi99 support team. Our support team is available 24/7 in both Bengali and English.

Support Channels

  • Live Chat: Get instant support through the direct chat on the platform.
  • Email: [email protected] — responses are generally received quickly.
  • Support Languages: Bengali and English.

For more information, visit our FAQ page or read About Us.